Difficult Deal Desk
Bring the income, credit, property, construction, or guideline question. I will review the scenario and give you a clear next step.
For Realtors
A lending partner who works beside you, becomes your friend, and keeps the mortgage process moving in the right direction.
Fast preapprovals and regular updates are the baseline. I also help Realtors understand property eligibility, buyer qualification, and difficult financing scenarios before they write a contract.
Property eligibility
Guidance for manufactured homes, condos, private roads, repairs, appraisals, USDA properties, and new construction.
Construction + manufactured homes
Realtor-friendly help with land equity, builder approval, one-time-close financing, timelines, foundations, and title requirements.
Resources worth returning for
Buyer affordability tools, financing guides, checklists, scenario support, educational videos, classes, and events will be added in focused phases.
Manufactured home resource
Home + Land Financing Realtor Quick Reference Guide
I put this checklist together to help you spot manufactured-home financing issues before you write the offer. It covers the basic property checklist, Conventional, FHA, VA, and USDA comparisons, plus the red flags that deserve an early conversation.
This is a general reference, not an underwriting approval. Investor overlays and program requirements can change, so send me the property before the contract if anything looks unusual.
Quick-reference checklist
What to verify before writing a manufactured-home offer.
This readable web version covers the first questions. Send me the address before contract when anything is uncertain.
Property basics
- Home is permanently attached to an acceptable foundation
- HUD labels and data plate can be identified
- Home and land can be titled correctly as real property
- Age, additions, moves, and structural changes are known
Land and access
- Legal access and road maintenance are documented
- Well, septic, utilities, zoning, and acreage fit the program
- No obvious commercial or mixed-use concerns
- Comparable sales and marketability are reasonable
Call before contract if…
- The home has been moved from another site
- HUD tags are missing or unreadable
- There are additions, porches, or structural modifications
- The title, land ownership, or foundation status is unclear
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