Property identity matters
HUD labels, data plates, manufacturer details, year built, sections, serial numbers, and title history can affect financing.
Manufactured Homes
Sixteen years of manufactured-home experience
Before I began originating mortgages, I spent 16 years selling manufactured-home repossessions and foreclosures. Crawling under homes for labels turned out to be unusually specific career training.
Land and foundation matter
Ownership of the land, permanent-foundation evidence, additions, relocation history, utilities, access, and zoning require careful review.
Many purchase types
I work with single-wide and multi-section homes, land-and-home packages, construction, existing homes, and eligible foreclosure purchases.
Check before contract
Send the address, listing, title details, label information, land status, and known property history early. Manufactured-home surprises are cheaper before closing week.
Written by Marta Lillard
25+ years of mortgage experience, explained in plain English.
Mortgage Broker · First Coast Mortgage Funding · NMLS #879436 · Licensed in Florida and Georgia
Questions about your options?