About Marta Lillard
Welcome to my little corner of the internet, where you can expect plenty of laughs, a little chaos, and absolutely zero fluff. If you appreciate a healthy dose of sarcasm, or just need a daily reminder that nobody out here actually has it all figured out, you are exactly where you belong.
As for my credentials, my official titles are wife, mom, and full-time chaos coordinator. My unofficial titles include part-time comedian and professional overthinker.
This all ties into my core life philosophy: I firmly believe that life is way too short to take too seriously. If we are not actively laughing through the madness, we are doing it completely wrong. I’m glad you stopped by.
What I believe
The way I approach mortgages is the way I approach people: do the work, be honest, and use what you know to help someone else see what is possible.
I am a Loan Officer with First Coast Mortgage Funding, Personal NMLS #879436 and Company NMLS #1953441. My background includes mortgage servicing, origination, complex files, and 16 years working with manufactured-home repos and foreclosures.
The right mortgage starts with an honest conversation about your goals, payment, cash, property, and timing.
I help first-time buyers, veterans, military families, investors, and borrowers with complicated credit, income, construction, or property scenarios.
Tell me what you want to accomplish. I will explain the numbers, lay out your options, and help you choose the smartest next step.
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