Your own Realtor
A buyer's agent can represent your interests, help structure the offer, negotiate repairs, track deadlines, and coordinate the transaction. Review the representation agreement and compensation before signing.
Buying a Home
Your Realtor, the listing agent, or no agent?
Each path has pros and cons. Before you skip representation, understand who is actually sitting on your side of the table.
The listing agent
Going directly to the listing agent may streamline communication, but that agent represents the seller unless a lawful alternative relationship is disclosed and agreed to. Understand the duties owed to each party.
Buying without an agent
You will need a plan for the contract, inspections, repairs, disclosures, deadlines, title, and closing coordination. Consider using a qualified real estate attorney for legal guidance.
Choose with your eyes open
There is no one-size-fits-all answer. Ask who represents whom, what services are included, how compensation works, and who will protect each deadline before deciding.
Written by Marta Lillard
25+ years of mortgage experience, explained in plain English.
Mortgage Broker · First Coast Mortgage Funding · NMLS #879436 · Licensed in Florida and Georgia
Questions about your options?